Work out your take-home pay after income tax and contributions in Nigeria, the UK, the US or Canada. In Nigeria, under the Nigeria Tax Act 2025, the first ₦800,000 of taxable income is tax-free and the rest is taxed at 15% to 25%, after pension contributions and rent relief (20% of rent, up to ₦500,000).
Income tax bands: Nigeria (2026)
| Taxable income | Rate |
|---|
| ₦0 – ₦800,000 | 0% |
| ₦800,000 – ₦3,000,000 | 15% |
| ₦3,000,000 – ₦12,000,000 | 18% |
| ₦12,000,000 – ₦25,000,000 | 21% |
| ₦25,000,000 – ₦50,000,000 | 23% |
| Over ₦50,000,000 | 25% |
Income tax bands: the UK (2026/27)
| Taxable income | Rate |
|---|
| £0 – £37,700 | 20% |
| £37,700 – £125,140 | 40% |
| Over £125,140 | 45% |
Income tax bands: the US (single filer) (2026)
| Taxable income | Rate |
|---|
| $0 – $12,400 | 10% |
| $12,400 – $50,400 | 12% |
| $50,400 – $105,700 | 22% |
| $105,700 – $201,775 | 24% |
| $201,775 – $256,225 | 32% |
| $256,225 – $640,600 | 35% |
| Over $640,600 | 37% |
Income tax bands: Canada (federal) (2026)
| Taxable income | Rate |
|---|
| C$0 – C$58,523 | 14% |
| C$58,523 – C$117,045 | 20.5% |
| C$117,045 – C$181,440 | 26% |
| C$181,440 – C$258,482 | 29% |
| Over C$258,482 | 33% |
Tax guides
