Contactless payment (tap-to-pay)
Most convenient method in cities that support it:
- Tap your credit/debit card on reader when boarding
- Works with physical cards, Apple Pay, Google Pay, Samsung Pay
- Automatically calculates best fare (tracks your trips for daily/monthly caps)
- Transfers handled automatically within time window
- Charges your card later (not immediately)
Available in:
- Toronto (TTC) - since 2023
- Vancouver (TransLink) - partial rollout
- Ottawa (OC Transpo) - with PRESTO
- Calgary (Calgary Transit) - coming soon
Tips:
- Use the same card/device every time for fare capping
- Tap the same card when transferring
- Check your credit card statement - charges may be batched
Reloadable fare cards
Most Canadian cities have their own fare card system:
Toronto/Ottawa: PRESTO card
- Works on TTC, GO Transit, OC Transpo, UP Express
- Plastic card: $6 (refundable)
- Load online, at machines, or at retailers
- Auto-reload available
- Discounts: 15% discount on TTC with PRESTO vs. single fare
Vancouver: Compass Card
- Works on SkyTrain, buses, SeaBus
- Plastic card: $6 (non-refundable)
- Load online or at machines
- Must tap in AND tap out (zone-based pricing)
Montreal: OPUS Card
- Works on Metro, buses, commuter trains
- Plastic card: $6
- Load at machines or authorized retailers
- Required for monthly passes
Calgary: Calgary Transit fare card
- Being replaced by new system
- Monthly passes loaded on card
Mobile apps
Most cities have official transit apps for buying tickets:
- Toronto: TTC app, PRESTO app
- Vancouver: TransLink app, Compass Card app
- Montreal: STM app, Chrono app
- Ottawa: OC Transpo app
- Calgary: Calgary Transit app
Features:
- Buy single tickets or passes
- Show digital ticket/QR code to driver or inspector
- Check card balance
- Trip planning
- Service alerts
Payment: Credit card, debit card, Apple Pay, Google Pay
Cash (mostly phased out)
Most cities no longer accept cash on buses. Exceptions:
- Some smaller cities still accept exact change
- Station vending machines accept cash
- Some retail locations accept cash for loading cards
If you only have cash:
- Find a station with vending machine
- Buy reloadable card or day pass
- Then use card to board