Apartment Deposit
Cost: First and last month's rent
When you rent an apartment in Canada, you typically pay:
- First month's rent (to move in)
- Last month's rent (deposit - you get it back as your final month)
- Example: $2,000/month rent = $4,000 upfront
Furniture and Household Items
Cost: $2,000 - $10,000+ for your first apartment
Essential furniture:
- Bed frame + mattress: $300 - $1,500
- Sofa: $300 - $1,500
- Dining table + chairs: $200 - $800
- Dresser/storage: $150 - $500
- Desk (if working from home): $100 - $400
Appliances (if not included):
- Usually included: Stove, fridge, dishwasher
- May need to buy: Microwave ($80-$200), vacuum ($100-$400)
Kitchen items:
- Pots, pans, dishes, utensils: $200 - $500
Bedding and towels: $100 - $300
💡 Save money by buying used:
- Facebook Marketplace
- Kijiji
- Craigslist
- IKEA (affordable new)
- Habitat for Humanity ReStore
Winter Clothing
Cost: $300 - $1,000
If you're from a warm country, you'll need winter gear:
- Winter coat: $100 - $400
- Winter boots: $80 - $200
- Gloves, hat, scarf: $50 - $100
- Warm layers: $100 - $300
Tip: Buy winter clothes on sale in spring/summer or at outlet stores
Getting a Social Insurance Number (SIN)
Cost: FREE
Apply as soon as you become a permanent resident. You need your SIN to work, file taxes, and access benefits.
